A couple comes in to see me. We are about a half hour in and I get the distinct feeling that this couple doesn’t really want to be here and is not real worried about their financial state. Small things, like slouching back in the chair, not focused, yawning kinda really gives it away. So I wrap things up by giving back their papers and giving a generic plan that they could follow if they ever think it’s for them and walk them to the door. I doubt if I’ll ever see them again. What a waste of their money and my time.
3 weeks later they schedule another meeting with me. I wonder why?
We sit down and start to talk and this meeting is exactly opposite of the last one. They are one the edges of their seats, asking intelligent questions and very intently listening to my answers and taking notes. We are really making progress this time. They are about to leave with a plan in their hands and a focused intensity in their eyes.
Before they leave I ask them what changed for them since our last meeting?
Husband looks at his wife and back to me. He asked if I remembered the snow storm we had a week or so ago. I did. He continues
Later that afternoon after the snow stopped he went to his favorite Aunt’s house to shovel the paths and driveway since the usual person was too swamped to get to her that day. He said he was there quite awhile and was getting hungry so he went inside to grab a sandwich.
After looking in the fridge and seeing only condiments he looked in the cupboards and didn’t find anything in them except several cans of dog food.
He paused to choke back the tears.
I’m not understanding what he’s telling me until he says with tears pouring down his cheeks, “she doesn’t have a dog”…
Just let that soak in for a few moments.
Now hopefully you are not in that situation but that does show how bad things can get for people and how pride can keep from getting help.
So where are you along financial street? Need help with Budgets? From finding extra money from your paycheck, paying off debt, saving for kids college or investing for your retirement. Maybe being able to give to favorite charities or saving time and money to be able to have an incredible lifestyle is what you’re looking to do. I can help you find a plan. Because if you haven’t noticed yet, If you don’t tell your money what to do you will be wondering where it went.
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